@SonictheAnonymousHedgehog That's the answer of a single mod on a network of hundreds of moderators... not enough to come to the conclusion that 'mods tend to'
You've answered the question yourself:
this was an oversight.
Oversights happen at all levels, from all the way up the US government down to people posting a question on Meta Stack Exchange without actually specifying what their question is, assuming the other users can read their mind. Mon...
Since the Q was closed again with a binding vote by a moderator (which is very rare here) we can take that as a guidance that it's indeed off topic and it's probably not appropriate to try to reopen, if only because it could get closed again and so on. Meanwhile your answer is comprehensive, welcome back @ Crafter, and as for OP, on the positive side I suppose it's useful you got 5 answers some of which probably helped you @gparyani! — English StudentMar 11 '18 at 20:40
@Mithrandir Hmmm. But I don't think it'll be mine until the money has been transferred to a lawyer-ish person. Only once all the money is in some kind of fund, will they start building.
@JourneymanGeek Perhaps... though I've seen how 'big' my apartment is going to be a little last Friday when picking out the kitchen, and I think it would be too small for me.
@Magisch I live in a studio for about 1k Euros. And that's a good deal because I live there for ages now. A decent apartment with a living room, kitchen, bedroom would be around 2.5k.
Of course salaries are higher here as well, but in general pretty much nobody buys here. Everybody rents. And supply is so small that people will pay what is asked anyway.
I live in a studio 50 square meters apartment with bathroom and pre-supplied kitchen 10 minutes from work per bike for 375 (including fees, electricity, heat and internet) a month
Yeah... I'm not happy with the way things are going here. Once I have my apartment, I likely should start looking into my retirement, because I have a big feeling that once I'm done working, there won't be such a thing as retirement left, even though I pay for it each month.
With the current interest rates, this system is going to break :/
@Tinkeringbell Looks similar for me. Politicians are even quite open about that people under 55-60 right now can't expect to get state retirement but can expect for their contribution to it while working being increased substantially. We have too many old people and not enough young people for the system as currently designed to work
Right now I'm paying a % of my income every month for a benefit I'll confirmedly never have access to, and this % is expected to increase in spite of that.
@Magisch Same here. There's talk of individualizing, but there's currently no legal way to do so. (So you can start your own retirement fund, but you're still expected to pay a % to a big funding company too, and a % to the government).
Luckily, the talk here is focused mainly on lowering pensions until the funds have their business in order, and not of increasing the burden on people that aren't retired yet and may never be :)
lowering pensions is unviable here, as many people are already on minimum pensions, and further decreasing it is unviable as well, as the old people vote in force
they're talking about automatically raising pensions now instead, knowing full well it'll only hasten the system's demise
@Magisch Yeah there's much the same complaints here.
But here, younger people are quite good at speaking up too, saying that they don't want to pay more now as we're also already quite badly off: Many people my age can't save up enough to buy an apartment while single.
Because they're already renting, and rents are pretty steep here too
Fundamentally the current economic system is relying on there being more earners then beneficiaries, which is shifting with the age pyramid. In the end we'll simply all have to work until we can retire privately or die
And home ownership rates are actually in a steep decline since the rise of reverse mortgage like schemes
@Magisch Yep. It's also pretty noticeable in health care here, more older people and treatments that make people live longer but are very expensive are pushing rates up each year :/
Many people are not inheriting their parents homes anymore, as the parents use reverse mortgage type instruments to supplement their small retirement income, giving up the homes in the process
one of my aunt's friends is doing this, her kids won't inherit her house. The bank pays her monthly and will own the house when she dies instead
@Magisch Yep, one of the major complaints here is that new homeowners can't get a loan due to there being so many restrictions on how high your mortgage may be (currently: 100% of the price you're paying for your house, meaning you have to have around 5-10k readily available for all other costs)
Yeah, true. I guess for me and my parents the main difference is my education... went to university, which made it possible that I could learn programming later in just 6 months...
@Magisch Waiit a minute... some people here are getting into that, we just had an article a few weeks back that politicians wanted to undo that. Students here have to loan too, and can easily rack up 50k in debt or more... And they can't buy houses afterwards because they already have this on their credit registration :/
I guess I was lucky. Because if I'd studied archaeology and had 50k debt now, I wouldn't be able to buy an apartment...
@Tinkeringbell Now imagine you were told your whole life that college is essential for a good job, but the major isn't important. Imagine now your archaeology major had put you 250k$ under and that 250k$ would accumulate 17.500$ interest every year, but your job would only pay 40k or so, most of which disappears into rent
It's probably not a "shadow conspiracy" type of deal and more of a "alignment of interest" and lobbyism from the profitting industry now keeps the status quo intact
giving out a state guaranteed loan is a pretty good deal if you can get it
You lend, collect interest, and if the reciever defaults the state pays you back in full (including interest) anyways
It is incomprehensible to me how an outwardly progressive field like tech is so filled to the brim with people who have orders of magnitude higher opinions of themselves then of others
@Magisch That's because it's 'outwardly' progressive, instead of progressive ;)
It's still seriously disappointing how often I get offered X or Y or asked/tasked with Z because I'm female. On the outside the company is progressive, promoting equality... on the inside, it's just as rotten as everyplace else that doesn't seem outwardly progressive.
I read a thread of lots of people arguing that taking vacation is being selfish and not team players and that "real 10x engineers" don't take any and avoid going home at any cost
and some people calling programmers with ASD "the holy grail" (puke)
@M.A.R. There was this really awful thread about 10x engineers and their very effective habits on Twitter that you most likely missed because Twitter is blocked?
Started with this:
> 10x engineers
Founders if you ever come across this rare breed of engineers, grab them. If you have a 10x engineer as part of your first few engineers, you increase the odds of your startup success significantly.
Who buys into this crap. I mean, here we look up to Netherlands and Germany and call them the pinnacle of positive human collaboration. People doing things right so they're the top of the food chain economic progress
Previous company I worked for had a boss who was a believer in Gamedev crunch. I.e. systematic overtime (unpaid of course, except for a promised bonus which didn't come in the end). It was so self-defeating. Tired devs become less and less productive. Making more mistakes. Causing build days to ramp up to 10 hour days of frustration.
@Tinkeringbell we ended up doing 10 months of it, and if we dared to leave before 7pm, you'd have a message waiting for you when you arrived home. Crazy thing is, most of the employees defended the concept.
I've seen some great developers in favour of the 10x concept. But one thing they all had in common was that they were their own boss, or working with great freedom. They decided what they did, and when they would do it.
You've answered the question yourself:
this was an oversight.
Oversights happen at all levels, from all the way up the US government down to people posting a question on Meta Stack Exchange without actually specifying what their question is, assuming the other users can read their mind. Mon...
