So this morning, I woke up, walked to the station... only to feel my vest pocket and miss the little cardholder with my debit card, public transport card and office access card...
So, I emptied my entire backpack, no cards...
Walked back home, watched the ground the entire time, hoping it fell out and I would find it... nothing.
Came home, sent an e-mail that I'd be working from home.
Put a temporary block on the debit card, and went to have breakfast.
At around 8:30-ish, mom wakes up, comes down, sees me and goes 'what are you doing here'
(not even a good morning!)
Told her that I'd lost the card-holder
'What does it look like?'... I describe the thing, and she goes 'Oh, I think I know where it is'
What happened: Last Saturday, they had a neighbourhood barbeque, and when it got cold in the evening, mom borrowed my vest
During that, the card-holder probably fell out, and a neighbour found it, asked around (but because it was mine and not mom's, she didn't recognize and claim it)
So neighbour took it home
Now the fun part: All three cards have my name on it, one even has my picture.
When I just went to collect it, she went 'Oh, we didn't know it was yours' :/